Federal student loan consolidation is something to consider even if you’re not having trouble making your current payments. First, it’s just more convenient to have one monthly payment. That payment can also be lowered, but if you’re not having trouble making the payments then that might not be as important to you. Saving money in interest charges is another good reason to consolidate. There are some tips you can follow when considering consolidation that can help you decide how to proceed. Read the rest of this entry »